12 Jun Do You Understand Your Insurance Policy?

There are a wide variety of people that have never even read the entirety of their insurance policy. This can be a major problem if you don’t know the coverages or lack of coverages your policy includes. Here at Spivey Insurance Group we have you covered. Our main goal is to protect what’s closest to you. We have the answers to all your insurance questions and are always here to help.

We want our customers to understand the importance of insurance. Therefore, we concentrate on the education process. It’s hard to select coverages when you really don’t understand the terms of insurance or exactly what a policy will cover and not cover. That’s where a trusted agent will walk you through that process.  Our company focuses on this quote, “The definition of good customer service is educating the customer.”  Once we educate the customer they then understand the value of coverage and policies they will need to protect them.

Many homeowners think they should base their insurance coverage on the market value of their home.  But there’s a lot more complexity to it than that and you don’t want to risk one of your biggest investments to chance. Spivey Insurance takes the time to learn about your situation and recommend the policies that suit your unique situation. Sometimes a standard policy is not enough, you can still face some scary exposures. Our agents know how to cater a policy to your home and lifestyle.

The word comprehensive can also be very tricky to most customers. The coverage they might actually have only protects them against any and all damages in auto insurance, but that is not always true. There are many other risks like common collision, which are not covered on a comprehensive auto policy.  The coverage minimums vary by state. But with few exceptions, it’s a good idea to have coverage that extends beyond the minimum. Common optional coverages include collision and comprehensive. We work with a wide range of the nation’s best auto insurance companies so we can help you to create the best safety net for you and your family’s unique needs and budget.

Here at Spivey Insurance we want to create a custom safety net that protects the things that are important to you. A plan that is tailored to your needs, your lifestyle and your budget. Don’t be scared about your insurance policy we want to make sure you stay educated. We are always here to help. If you have any questions regarding your home, auto, or commercial lines insurance policy give us a call at 704-821-4460 or stop by our office. Make sure you stay connected with us on Twitter, Facebook, Instagram, Pinterest, and Google Plus.