Woody Allen once said, “There are worse things in life than death. Have you ever spent time with an insurance salesman?” And to that we’d say, “Hey, Woody, you’ve obviously never met the people at Spivey Insurance Group – we’re fun!” His quotation is a light lead in to a topic that is discomforting to many of us, but the reality is that it’s important to ensure that our loved ones are taken care of in case we should meet an untimely death. Would you be leaving your family with enough resources so that they could move on successfully?
We recommend that all our North Carolina and South Carolina neighbors consider life insurance as part of their basic financial safety net. A personal life insurance policy can cover your funeral and burial expenses so that your family doesn’t have a surprise expense at a difficult time. More importantly, it can also cover a mortgage, pay outstanding debts, protect a spouse or a business partner, and provide resources for your children’s education.
There are many options when it comes to life insurance and no shortage of people trying to sell you a plan – just turn on the TV or check your mail. But as with most financial decisions, there are complexities that should be weighed and evaluated based on your unique situation. You shouldn’t leave the protection of your family to an online form or a voice on the phone. At Spivey Insurance Group, we help our North Carolina and South Carolina neighbors find the right protection – and we are here to help your family understand these benefits in the event of your passing.
Basically, there are two primary types of coverage, with many variations and options built on those plans: Term insurance, a temporary coverage bought to cover a certain number of years, and permanent life insurance, which offers lifetime coverage. It can seem confusing, but we specialize in explaining options in simple terms so you can understand the implication of any decisions you make.
At Spivey Insurance Group, we’d like to be your personal consultant in exploring these options and helping you to determine the best choice for your unique situation.
Our agents are highly experienced in finding the right North Carolina life insurance options and we work with more than 30 of the nation’s finest insurance companies, so we have many options to choose from. Our goal isn’t to sell you anything, it is to be an advisor to you on this and other personal protection matters. We don’t work on behalf of an insurance company, we work for you.
When it comes to the right life insurance options, look to a trusted coverage source in your community. We invite you to find out why so many of your neighbors are referring us to their friends and colleagues.
If you have questions about our auto insurance options, feel free to give us a call at 704-821-4460 or stop by our office – we’d love to meet you and talk things over. You can also get a free, no-obligation quote by filling out the form on the page.