North Carolina Boat Insurance

Boaters and watercraft aficionados – we can protect your investments!

We’ve all heard the quote: ͞Boats are just a hole in the water into which you throw your money.͟It’s a funny statement, but as any boat owner will tell you, there is nothing quite like the feeling you get when you’re out on the water. From freshwater lakes and rivers to the coastal plains, North Carolina and South Carolina boat owners can find plenty of geographic diversity in the waterways to meet their preferred style of boating.


Plus, we suggest that if you are throwing money into a hole in the water, it may be time to rethink your boat insurance coverage! Spivey Insurance Group offers boat insurance for our North Carolina and South Carolina neighbors. We offer coverage for a wide range of recreational watercraft, from kayaks and sailboats to yachts. We work with more than 30 of the nation’s best insurance companies, so we can scour the market for the best options.

Our boat insurance experts can craft the right package for your needs

We love helping our neighbors insure their boats. Our savvy staff can talk you through the options and help find the right coverage at the right price, suited to your particular needs.


Boat insurance is not a mandatory coverage unless you have a bank loan that requires it, but given its affordability and the potential cost of losses, why wouldn’t you want to protect your investment. With boat insurance, you’re covered for accidents that happen or out of the water. You’re also covered for natural disasters that might damage to your boat.


Typically boat insurance covers physical damage to our boat; personal property that Is on your boat; liability insurance to protect you should a person be injured or property damaged while on your boat, and towing and assistance should your boat become inoperable. In addition to the basics, there are options that can boost your coverage, such as umbrella insurance, which would offer additional coverage limits not just for your boat, but your home and auto, too.

Talk to us!

When it comes to protecting your boats and recreational watercraft, look to a trusted coverage source in your community. We invite you to find out why so many of your neighbors are referring Spivey Insurance Group to their friends and colleagues.


If you have questions about our boat insurance options, feel free to give us a call at 704-821-4460 or stop by our office –we’d love to meet you and talk things over. You can also get a free, no-obligation quote by filling out the form on the page.

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