05 Sep Insurance for Small Business Electricians

Do you own a small business electrical company? We can talk through and discuss which policies will fit your small business the best. Electrician insurance can protect from liability caused by injuries and property damage. Here are some basic insurance coverage’s that will help protect you and your business. Some of these policies can be confusing. Let one of our agents educate you on each one of these coverage’s, that’s what we do best.  We will get to know your business as well as, walk you through all the coverages you will need for total protection.

General liability Insurance. This type of policy is a fundamental part of electrician insurance. It can provide protection against lawsuits and other financial liabilities that result from things like accidents or other mishaps.

Business Owner’s Policy. This policy can provide additional protection including property, loss of income, identity theft coverage and many more. Because it helps protect your business in much the same way that a homeowner’s policy protects your home.

Workers’ compensation. Workers’ comp provides benefits to your employees for work-related injuries or illnesses. And depending on the state you do business in, it could include medical care, wages from lost work time, rehab, disability benefits and survivor or death benefits. Without it, you may be held personally liable for the cost of your employees’ medical care for a work-related injury.

Spivey Insurance Group can help you combine some of the coverage you need and save you money at the same time. By combining the coverage’s listed above your company can save money as well be protected. Sometimes you need extra coverage for your business that we can provide as well.

When it comes to protecting your business, look to a trusted coverage source in your community. We invite you to find out why so many of your neighbors are referring us to their friends and colleagues. We’re an independent North Carolina insurance agency that works for you, not the insurance companies. For more details on the types of insurance you may need visit our electrical business insurance page. If you have questions about our small business Electrical insurance options, feel free to give us a call at 704-821-4460 or stop by our office. Stay connected with us on Facebook, Twitter, Pinterest, Instagram, and Google Plus!