What are your New Year’s Resolutions? Do you plan on playing more games of golf or taking up a new hobby? Do you want to find ways to better yourself by being more mindful or stopping your procrastination habits? Are you looking for a method of protecting your family? The latter is always a good […]
Author Archives: Spivey Blog
Term vs. Whole Life Insurance: Which One Suits You Best?
Life insurance is one thing that practically every adult has considered buying, and once they have a family to support, as well as things like a house and cars to pay off, they follow through with the purchase. These policies are designed to help the surviving spouse, partner, or child(ren) pay for burial costs and […]
Life Insurance: How Much is Enough?
When it comes to buying a life insurance policy, you have a lot of choices to make. Do you want a term or a whole policy? Who should be your beneficiaries? And mostly importantly, how big of a policy do you need? What is the dollar amount that will be enough to support your family […]
Life Insurance for Stay-at-Home Parents: Why It Matters
Losing a parent or spouse is always a traumatic event, especially when it comes to stay-at-home parents. Even if you know that it’s inevitable due to a lengthy illness, it’s still a shock when you lose your partner, and your children lose the parent that they spent the majority of their time with. It’s easy […]
How to Navigate the Complex World of Insurance for Startups
Starting up a business is always a fraught, yet exciting time. You have to put all of the pieces in place for founding your dream company, from choosing a location to ordering signage to hiring employees. All of these tasks can make it easy to forget one of the most important things: insurance. Yes, even […]
Ensuring Business Continuity During Hurricane Season
There are few things worse than realizing that your small business will be closed for the next few months due to storm damage. How will you pay your employees? What will you tell your customers or clients? Not only will you lose business while your building is closed, but there’s always the chance that they […]
Tips for Insuring Your Summer Vacation Rental Properties
Do you have a summer house that you rent out to others? Whether you enjoy a few weekends in your beachfront property or invite family and friends to hang out at your home by the lake, you need to have the right insurance in place, especially if you take advantage of the times when you […]
Boat Insurance: Safeguarding Your Marine Adventures
Did you know that your boat should be insured just like your car? No matter where you have it docked, damage can occur – even in your own yard, should a tree or other structure land on the boat during heavy winds. Things are even more precarious out on the water, where everything from crashes […]
Top Reasons to Invest in Flood Insurance Even if You’re Not in a Flood Zone
If you live in a flood zone, you are required to carry flood insurance, right? This way your home and belongings are protected the next time that your nearby stream or river overflows its banks into your basement. But what happens if you don’t live in a flood zone? Do you still really need flood […]
Home Renovations and Insurance: What You Need to Consider
Are you planning some home renovations? It’s the time of the year when many people start looking at their homes and seeing what they can improve, so if you answered that question with a “yes” then you’re not alone. While the cost of these renovations might be the only thing on your mind, you also […]
Navigating Insurance as a Freelancer: What Policies Do You Need?
Choosing to work as a freelancer, as opposed to having a traditional 9-5 job comes with plenty of pros and cons. On the positive side of things, you can set your own schedule, choose which clients you want to work with, and enjoy a fulfilling job. On the negative side, there are some things that […]
Understanding the Fine Print: What Your Auto Insurance Policy Really Covers
When you go to purchase an auto insurance policy, what do you do first? Do you simply look at the price of the policy and decide whether or not you can afford it, or do you examine everything that comes with a default or custom policy so that you fully understand it? If you said […]