Author Archives: Spivey Blog

When was the last time you took a close look at your insurance coverage? Not just the price, but what it actually covers? If you’re like most people, it probably happens once a year – right around the time you get that renewal notice. You glance at the premium, maybe compare it to last year’s, […]

Businesses tend to hire student interns during the summer when school isn’t in session. This gives the students a chance to gain real world experience without having to worry about balancing schoolwork and course lectures. Other seasonal employees, like those who work for department stores, landscaping companies, and additional businesses that are undergoing a busy […]

Warm weather brings blooming flowers, long sunny days, and the perfect amount of free time to spend outside gardening or in the pool. However, the summer season isn’t perfect, as it also usually comes with large storms that consist of high winds, hail, flooding, and other damage to your property. With all of the things […]

What are your New Year’s Resolutions? Do you plan on playing more games of golf or taking up a new hobby? Do you want to find ways to better yourself by being more mindful or stopping your procrastination habits? Are you looking for a method of protecting your family? The latter is always a good […]

Life insurance is one thing that practically every adult has considered buying, and once they have a family to support, as well as things like a house and cars to pay off, they follow through with the purchase. These policies are designed to help the surviving spouse, partner, or child(ren) pay for burial costs and […]

When it comes to buying a life insurance policy, you have a lot of choices to make. Do you want a term or a whole policy? Who should be your beneficiaries? And mostly importantly, how big of a policy do you need? What is the dollar amount that will be enough to support your family […]

Losing a parent or spouse is always a traumatic event, especially when it comes to stay-at-home parents. Even if you know that it’s inevitable due to a lengthy illness, it’s still a shock when you lose your partner, and your children lose the parent that they spent the majority of their time with. It’s easy […]

Starting up a business is always a fraught, yet exciting time. You have to put all of the pieces in place for founding your dream company, from choosing a location to ordering signage to hiring employees. All of these tasks can make it easy to forget one of the most important things: insurance. Yes, even […]

There are few things worse than realizing that your small business will be closed for the next few months due to storm damage. How will you pay your employees? What will you tell your customers or clients? Not only will you lose business while your building is closed, but there’s always the chance that they […]

Do you have a summer house that you rent out to others? Whether you enjoy a few weekends in your beachfront property or invite family and friends to hang out at your home by the lake, you need to have the right insurance in place, especially if you take advantage of the times when you […]

Did you know that your boat should be insured just like your car? No matter where you have it docked, damage can occur – even in your own yard, should a tree or other structure land on the boat during heavy winds. Things are even more precarious out on the water, where everything from crashes […]

If you live in a flood zone, you are required to carry flood insurance, right? This way your home and belongings are protected the next time that your nearby stream or river overflows its banks into your basement. But what happens if you don’t live in a flood zone? Do you still really need flood […]