If you live in a flood zone, you are required to carry flood insurance, right? This way your home and belongings are protected the next time that your nearby stream or river overflows its banks into your basement. But what happens if you don’t live in...
Are you planning some home renovations? It’s the time of the year when many people start looking at their homes and seeing what they can improve, so if you answered that question with a “yes” then you’re not alone. While the cost of these renovations...
Choosing to work as a freelancer, as opposed to having a traditional 9-5 job comes with plenty of pros and cons. On the positive side of things, you can set your own schedule, choose which clients you want to work with, and enjoy a fulfilling...
When you go to purchase an auto insurance policy, what do you do first? Do you simply look at the price of the policy and decide whether or not you can afford it, or do you examine everything that comes with a default or custom...
Your business is more than just your livelihood. Yes, it helps pay the bills, but focusing solely on its profitability negates the fact that your heart and soul went into developing products and services, hiring employees, running the company, and more. So, what happens when...
At first glance, freelancing seems headache-free. You take on any new clients that you can handle, while maintaining your own flexible schedule. However, freelance life isn’t without its challenges, one of which can be helped by having a solid professional indemnity insurance policy. What do these...
Recently, something interesting has become popular in the world of car insurance: telematics. While some companies, like Progressive, have been using electronic tools for quite some time, others are just now realizing how quickly people will approve the use of the devices in order to...
Did you know that your business insurance policies contain some exclusions? The items listed in these exclusions aren’t covered by the policy, often leaving you to pay for them out of pocket. Insurance exclusions are usually embedded in the fine print of your policy, which...
Setting up measures to protect your home from burglars has an additional advantage besides safety: lowering your home insurance premiums. When you take extra measures to keep the contents of your home safe and secure, your insurance company will reward you with lower costs because...
It’s no secret that small businesses are often vulnerable to more things than larger companies. After all, they have a limited number of resources, fewer employees, and far less in their bank accounts than larger businesses. Basically, in most cases, they lack the power to...