02 May National Life Insurance Day

May 2nd is national life insurance day. This date marks the anniversary of the first day life insurance became available in the United States. Life insurance can drastically change people’s lives and can also provide families with several opportunities such as; pay off debts and loans, provide surviving family members with a change to move on with a clean slate, and keep families in their homes. Life insurance is one of the most important things that we can have, but is often not considered a priority. Death can sometimes be unexpected and life insurance not only protects you, but also your loved ones. Accidents and catastrophes do happen and it is best to be prepared. When a life insurance policy is in place it will help family members avoid a financial crisis.

Basically, there are two primary types of coverage, with many variations and options built on those plans: Term insurance, a temporary coverage bought to cover a certain number of years, and permanent life insurance, which offers lifetime coverage. It can seem confusing, but we specialize in explaining options in simple terms so you can understand the implication of any decisions you make.

No one really likes to talk about life insurance or spending money on it, but without it, those unexpected disasters could ruin our life. Things can come at us anytime without warning, and is never what we expect and for this reason we should make note of everything that is important in our lives and ensure it is protected. Show your insurance agent how much you really appreciate them. Just remember it is always important to have a backup plan and that’s exactly what insurance is. It is always best to be prepared. If you have any questions regarding life insurance give our office a call today at 704-861-4460 or visit us on the web. Stay connected with Spivey Insurance Group on Facebook, Twitter, Instagram, Pintrest, and Google Plus.