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Everytime you rent a car you get asked by the agent, "Do you want to purchase the optional coverages?" The question is should you sacrifice the extra money for the coverage, or should you pass on something that might be totally unnecessary? And...

On this day in 1777, during a desperate war for American independence, the delegates to the Second Continental Congress in Philadelphia adopted the "Stars and Stripes" as the official flag of the newly emerging American nation. According to resolution: "White signifies Purity and Innocence; Red,...

With every family summer vacation and trip to the beach, it's smart to consider your insurance needs ahead of time. Risk is everywhere when traveling, therefore it is best to plan ahead and consider your options before you depart.

But what insurance should you purchase?...