Garage Liability Insurance

Let us safeguard your repair shop operations

Auto repair garages provide an invaluable community service because we all depend on our vehicles running smoothly and safely. Mechanic shops, body shops, brake and muffler shops, transmission experts, tow truck operators and more – you keep the wheels turning for your community. But as a small business enterprise, you face a variety of risks and potential exposures. it’s essential that you have the right insurance coverage to protect your operations and keep the wheels turning. Small businesses don’t have the margin to weather lawsuits, property damage, or theft.

We’re experts at the coverage you need – and we’re your neighbor!

Spivey Insurance Group takes great satisfaction in helping the hardworking mechanics of North Carolina and South Carolina. We’ve been providing garage liability insurance to our neighbors since we opened our doors and our experience encompasses more than 30 years working with businesses like yours. We have the bench strength to assess your risks, find any gaps in coverage that could expose you to loss, and match the right products to protect your operations. We work with more than 30 of the nation’s best insurance companies and our agents are highly experienced in working with repair shops. Plus, we live in the same neighborhoods and shop at the same stores you do, so we understand the communities where you do business.


We’re an independent provider offering great programs designed especially for mechanics and garage operators. The cornerstone coverage is garage liability insurance, which provides protection for:

  • Liability for personal injury that occurs at the shop
  • Discrimination and employee dishonesty claims
  • Claims associated with business-owned vehicles

We can also provide other important coverage to protect your operations, such as workers compensation (mandated by law), garagekeepers liability, commercial umbrellas, and other specialty coverages to boost your protection.

Talk to us!

At Spivey Insurance, there’s nothing we are more passionate about than working with local businesses. The trust of our neighbors means everything to us. It’s the foundation on which we’ve built and grown our business over the years. We live by our honesty, our integrity and our expertise because we’re working hand-in-hand with you in our community every day.


We’d love to talk with you about the ways we can help you safeguard your auto repair business. We’re happy to look over your existing policies and give you our analysis as to whether your business is adequately covered or has exposures through gaps that could be easily addressed.


Drop us a note or ask for a quote. Better yet, give us a call 704-821-4460 or stop by our office.

Get A Quote

For Garage Liability Insurance

I need to protect

My Home

I need to protect


I need to protect