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How often do you look over your personal insurance policies? Do you not give them too much thought and just renew them for the current amounts? If you do just this and fail to examine how much insurance you have and whether or not you need to make some adjustments, then you’re making a critical...

How often does your business go over its insurance policies? Do you just renew them every six months without going over claim limits and other factors? If you answered yes to that last question, then it’s probably time to do a comprehensive insurance review of every policy that your business holds. It’s never a good...

What are your New Year’s Resolutions? Do you plan on playing more games of golf or taking up a new hobby? Do you want to find ways to better yourself by being more mindful or stopping your procrastination habits? Are you looking for a method of protecting your family? The latter is always a good...

The holidays are supposed to be a time of joy, love, and happiness. Your family (chosen or otherwise) get together and exchange gifts, share plates of delicious food, laugh, and enjoy a wonderful time. Nothing can go wrong, right? While most families manage to get through Thanksgiving, Christmas, Hanukkah, or New Years’ without an issue,...

What’s the Saturday after Thanksgiving? Yes, it’s Small Business Saturday, a day when crowds tend to descend on your small business. In order to keep them coming throughout the holiday shopping season, it’s important to provide a number of important things, like good customer service and all the wonderful products that they want. You’ve no...

Halloween is many people’s favorite holiday. The kids go trick-or-treating. Some decorate the outside of their homes with animatronic skeletons and creepy characters. Some people hand out candy (while secretly stashing some for themselves). It’s just a fun, all-around night. As you may know, this holiday is popular for a number of reasons. However, there’s...

Paving and grading contractors have a reliable amount of business. There are always streets and sidewalks that need to be repaved, potholes to fill, and plenty of spots that need to be regraded so that rainwater flows properly down them without puddling. With so many clients and projects, it can be easy to overlook other...

Life insurance is one thing that practically every adult has considered buying, and once they have a family to support, as well as things like a house and cars to pay off, they follow through with the purchase. These policies are designed to help the surviving spouse, partner, or child(ren) pay for burial costs and...

When it comes to buying a life insurance policy, you have a lot of choices to make. Do you want a term or a whole policy? Who should be your beneficiaries? And mostly importantly, how big of a policy do you need? What is the dollar amount that will be enough to support your family...

Losing a parent or spouse is always a traumatic event, especially when it comes to stay-at-home parents. Even if you know that it’s inevitable due to a lengthy illness, it’s still a shock when you lose your partner, and your children lose the parent that they spent the majority of their time with. It’s easy...

Starting up a business is always a fraught, yet exciting time. You have to put all of the pieces in place for founding your dream company, from choosing a location to ordering signage to hiring employees. All of these tasks can make it easy to forget one of the most important things: insurance. Yes, even...

There are few things worse than realizing that your small business will be closed for the next few months due to storm damage. How will you pay your employees? What will you tell your customers or clients? Not only will you lose business while your building is closed, but there’s always the chance that they...