Standard businesses, whether they sell goods, manufacture them, or provide important services, need to have a BOP, or Business Owners Plan that includes property insurance, liability, and other necessities. That’s normal protocol for anyone with a traditional business. But, what about those who run independent businesses, like selling wholesale goods on Amazon or crafts on...
The holiday season is filled with gift giving of all kinds, particularly gifts of the pricey variety. Jewelry, video game platforms, art, and vehicles are all high-value gifts that need to have the insurance policies to protect them. Remember, you need the right type of protections for your shiny baubles, collectibles, and other expensive items....
The end of the calendar year is a time for reflection, which includes looking back on your business over the several past months. While you’re examining your sales margins and profits, it’s also time to take a look at your insurance policies. Since most of them renew in January, which will be here before you...
It’s extremely common for people to travel over the winter holidays. With school out of session, it’s the perfect time to head to that ski resort, a grandparent’s house, or other fun-filled destination. However, it’s not always pure fun and games. While you and your loved ones are away from home for a week or...
Protect your crews, your trucks, and every container you put on the ground. Running a dumpster or container rental operation means juggling tight schedules, heavy equipment, busy job sites, and a lot of responsibility. One mishap, on the road, on a driveway, or at a transfer station, can derail a job and hit your bottom...
Smaller businesses tend to overlook things like cyber liability insurance. They believe that since they’re not a huge conglomerate, they don’t have any of the information in their systems that hackers want. However, this isn’t true at all. Since small companies are less likely to have their servers well protected, they are an easy target...
As National Fire Prevention Week approaches, it’s important to not only know how to keep fire from destroying your home but also how to protect yourself financially if it does. According to FEMA, cooking is the number one cause of house fires, but electrical malfunctions aren’t too far behind. Understanding what causes these disasters is...
Sometimes employees, whether they are currently working for you, previously were employed by your business, or are aspiring hires, have “less than stellar” intentions. When this happens, your business could be besieged by lawsuits that, between legal fees, settlements, and other things, might force you into bankruptcy. After all, those expenses can add up and...
By Eddie Clark, CEO of Solve iT It’s 7:45 AM, and you’re scanning your inbox, replying to a client. You click to attach a file—except the documents aren’t in English. They look like gibberish. You refresh. Same thing. You call IT, but no one picks up. You walk the hall and hear concerned voices. Someone...
Did you know that September is Life Insurance Awareness Month? This is a good time to examine your current life insurance policies and assess your needs to see if you need to increase your amounts or obtain a new policy based on your findings. Moreover, if you currently don’t have a life insurance policy, this...
It’s common for college students to take their cars to school with them, even if the campus is incredibly walkable. Vehicles provide a way to get to and from parties, shopping malls, and even back home for a visit, without having to ask a fellow student for a ride. However, this freedom on campus comes...
It’s no secret that if your business has employees, then you need to have worker’s compensation insurance. There are numerous regulations, both state and federal, in place stating that you need to do so. In addition, not only does the size of your company and its location play a role in how much you’ll have...
