Author Archives: spivey

June is the start of “wedding season,” due to its consistently warm temperatures and plethora of beautiful sunshine. The problem with wedding season? That weather isn’t always predictable, and large storms can easily derail outdoor wedding plans. Add in problems with vendors, issues with venues and caterers, as well as the potential for guest injuries […]

Fun summer events, like fairs, community festivals, and farmer’s markets are incredibly popular. They’re often populated with rented carnival rides, independent craft and antique vendors, and food trucks. Not only do these vendors bring in foot traffic, but they also help pay for the cost of the event, thanks to their table and booth fees. […]

Spring is the most common time to buy a home. It makes sense, since the winter weather that keeps people cooped up indoors often leads to dissatisfaction with your current living arrangements. In addition, purchasing a house in the spring provides you with good summer and fall weather to get situated into your new space, […]

There are many different types of insurance policies that businesses need in order to stay protected. Options like a BOP, or Business Owner’s Policy, which combines things like insurance on your building and its property, as well as general liability insurance are necessities. Depending on the type of business that you run, you may also […]

Sump pumps play a key role in keeping the first floor or basement of your home nice and dry. Without one, you could be prone to flooding that your insurance may not cover because it isn’t caused by a broken pipe. In fact, this brings up the question of whether or not the damage caused […]

When it comes to insurance coverage, it’s crucial to know the difference between a business owner’s policy, also known as a BOP for short, and general liability insurance. While both have one thing in common, there are several differences that make the two distinct. Understanding that, as well as why it’s important to have the […]

At Spivey Insurance Group, we know life insurance is one of those things people mean to take care of, but often put off. Usually, that is not because you do not care about it. It is because the process sounds like a hassle. You picture medical exams, a lot of paperwork, long waits, and more […]

Winter is the time of the year that most landscapers take off, at least physically anyway. In this so-called “off season,’ while sifting through all of the paperwork, contacting all of the previous years’ clients and employees, and checking out your equipment, you also need to spend some time examining your insurance policies. Do you […]

Everyone wants to save money on their insurance premiums. No matter which type of insurance you have, from standard homeowner’s policies to those that cover your personal vehicles, you want to pay as little as possible per month in order to fit your premiums into your budget. If you own a business, then the stakes […]

Ice and snow may look pretty, but both can do some damage to the roof of your home if you aren’t careful. The buildup can lead to roof collapses, if the snow gets deep enough and you live in a climate that isn’t accustomed to this kind of weather. Inclement winter weather can also cause […]

And now for the million-dollar question: Does your business have the right type of commercial auto insurance? With options like hired, non-owned, and traditional commercial vehicle insurance, it can be easy to end up with the wrong or inadequate coverage. In order to make the right decisions, you need to understand the basics of commercial […]

Hobbies are supposed to be fun. Whether you enjoy wandering around and taking photos, playing the guitar in your basement, or painting, these activities relax you and help put you into a peaceful frame of mind. They’re not supposed to be stressful, which is what could happen should your prized guitar break or your expensive […]