Author Archives: spivey

When it comes to insurance policies, there are few that are as useful as umbrella insurance policies. After all, what happens when your standard business insurance, liability insurance, and other policies aren’t large enough to cover the unexpected damage or handle all of the repairs needed? You or your business could end up paying for […]

Your company’s building is likely the most important (and expensive) part of your business. Whether you run an accounting firm or a manufacturing center, you need your office, warehouse, or machining space. Without it, your company can’t function efficiently. Think about it: without this space, where would your employees work? The crucial importance of your […]

Your business is more than just a means to support your family. It’s also your livelihood, your calling, and possibly one of the main things that keeps you going. For these reasons, you need to ensure that there’s a plan in place for any risks that your company may face. Updating your risk assessment every […]

Springtime is when the outdoor fun begins. After a chilly winter, the fresh rays of spring sunshine help cure your cabin fever, and you start to bring out your “toys” and get them ready for use. These “toys” range from motorcycles and similar vehicles, boats of all types and sizes, and RVs for camping, family […]

Telework, which started in force during the Covid-19 pandemic, isn’t going anywhere anytime soon. With the rise in work-from-home jobs, as well as home-based businesses, it’s crucial to make sure that you have the right insurance plans in place. After all, a standard home insurance plan may not cover the employer’s computer, any related equipment, […]

Are you the sole earner in your household? If so, you need to have some backup plans in place, just in case you lose your job or are no longer able to work. When you started your family or bought the home that you envisioned your children growing up in, you probably purchased a life […]

As a business owner, you more than likely understand the importance of having the right insurance policies in place, just in case. This means that you have a standard business policy that includes coverage on your building, your products, and your equipment. You also need to have a liability insurance policy. These policies are designed […]

It happens when you least expect it: you open your recent car insurance or home insurance bill and realize that your renewal rates have gone up. There are many reasons why this can occur, including calling in claims, being found at fault for accidents, getting a speeding ticket, and the one that’s commonly forgotten about, […]

By this time of the year your business has more than likely put some plans into place for the upcoming new year. While this is a great idea, as watching your business grow can be satisfying, there’s often one thing that gets overlooked: the amount of insurance that your company has. You see, as your […]

How often do you look over your personal insurance policies? Do you not give them too much thought and just renew them for the current amounts? If you do just this and fail to examine how much insurance you have and whether or not you need to make some adjustments, then you’re making a critical […]

How often does your business go over its insurance policies? Do you just renew them every six months without going over claim limits and other factors? If you answered yes to that last question, then it’s probably time to do a comprehensive insurance review of every policy that your business holds. It’s never a good […]

The holidays are supposed to be a time of joy, love, and happiness. Your family (chosen or otherwise) get together and exchange gifts, share plates of delicious food, laugh, and enjoy a wonderful time. Nothing can go wrong, right? While most families manage to get through Thanksgiving, Christmas, Hanukkah, or New Years’ without an issue, […]