Ice and snow may look pretty, but both can do some damage to the roof of your home if you aren’t careful. The buildup can lead to roof collapses, if the snow gets deep enough and you live in a climate that isn’t accustomed to this kind of weather. Inclement winter weather can also cause […]
Author Archives: spivey
Commercial Auto: Hired & Non-Owned Auto Explained
And now for the million-dollar question: Does your business have the right type of commercial auto insurance? With options like hired, non-owned, and traditional commercial vehicle insurance, it can be easy to end up with the wrong or inadequate coverage. In order to make the right decisions, you need to understand the basics of commercial […]
How to Insure Your Hobby: For Photographers, Musicians, and More
Hobbies are supposed to be fun. Whether you enjoy wandering around and taking photos, playing the guitar in your basement, or painting, these activities relax you and help put you into a peaceful frame of mind. They’re not supposed to be stressful, which is what could happen should your prized guitar break or your expensive […]
Do You Need a Certificate of Insurance? Your Clients Might Require One
Small business owners of all types can benefit from a certificate of insurance. Often abbreviated as COI, these documents prove to your vendors, customers, and anyone else that your company does business with, that you have the right types of insurance in place, just in case something unexpected occurs. But when do these COIs come […]
Do You Need Insurance if You Run a Business on a Platform Like Etsy or Amazon?
Standard businesses, whether they sell goods, manufacture them, or provide important services, need to have a BOP, or Business Owners Plan that includes property insurance, liability, and other necessities. That’s normal protocol for anyone with a traditional business. But, what about those who run independent businesses, like selling wholesale goods on Amazon or crafts on […]
High-Value Holiday Gifts Deserve High-Value Protection
The holiday season is filled with gift giving of all kinds, particularly gifts of the pricey variety. Jewelry, video game platforms, art, and vehicles are all high-value gifts that need to have the insurance policies to protect them. Remember, you need the right type of protections for your shiny baubles, collectibles, and other expensive items. […]
Why Q4 Is a Great Time for a Business Insurance Check-Up
The end of the calendar year is a time for reflection, which includes looking back on your business over the several past months. While you’re examining your sales margins and profits, it’s also time to take a look at your insurance policies. Since most of them renew in January, which will be here before you […]
How to Keep Your Home Safe While Traveling for the Holidays
It’s extremely common for people to travel over the winter holidays. With school out of session, it’s the perfect time to head to that ski resort, a grandparent’s house, or other fun-filled destination. However, it’s not always pure fun and games. While you and your loved ones are away from home for a week or […]
Essential Insurance for Dumpster & Container Rental Companies
Protect your crews, your trucks, and every container you put on the ground. Running a dumpster or container rental operation means juggling tight schedules, heavy equipment, busy job sites, and a lot of responsibility. One mishap, on the road, on a driveway, or at a transfer station, can derail a job and hit your bottom […]
Fire Prevention Week: Is Your Homeowners Policy Ready for a Fire Claim?
As National Fire Prevention Week approaches, it’s important to not only know how to keep fire from destroying your home but also how to protect yourself financially if it does. According to FEMA, cooking is the number one cause of house fires, but electrical malfunctions aren’t too far behind. Understanding what causes these disasters is […]
Could Your Business Survive a Cyberattack?
By Eddie Clark, CEO of Solve iT It’s 7:45 AM, and you’re scanning your inbox, replying to a client. You click to attach a file—except the documents aren’t in English. They look like gibberish. You refresh. Same thing. You call IT, but no one picks up. You walk the hall and hear concerned voices. Someone […]
Are You Underinsured? Why Many Small Businesses Don’t Have Enough Coverage
When you purchase insurance for your business, there are two numbers that you need to pay attention to. One is your premium, which is how much you’ll pay monthly, quarterly, or semi-annually. The other is your coverage. This amount lists how much insurance you have, should you need it. Insurance companies tend to set these […]