Author Archives: Spivey Blog

When you have a personal vehicle that you also use for business purposes, you’re essentially blurring the line. Sure, you can keep going with your personal auto insurance policy, but what happens if you get into an accident while hauling around items for your business? Or your vehicle is stolen with business supplies inside? Clearly, […]

When it comes to insurance, most people only consider the main types. There’s car insurance, home insurance, business insurance, umbrella insurance, and a few others that top the list. However, there are many other things that you can insure, from pets to the collections that line the walls to your house. Wondering what valuables you […]

With the cost of everything rising, it makes sense for businesses to do what they can in order to reduce their overall expenses. While a number of things, from materials to labor, are necessary expenses, there are some that can be adjusted and potentially reduced. Your business insurance costs may be one of them. Obviously, […]

There are plenty of ways to start the New Year off on the proverbial right foot. One of them consists of making your home safer, while decreasing your insurance costs a bit at the same time. How can this be done? Thanks to technology, you have plenty of home security and safety options. Consider implementing […]

Business owners know that they need to have some basic policies in place, such as liability insurance, business insurance, and even coverage in case of a loss of business for any particular reason. However, as the calendar year shifts into 2023, it’s clear that the ways that businesses operate and insure themselves have changed. How […]

A new year is supposed to wipe the slate clean and allow you to start some things over, changing your habits in the process. In addition to any personal growth goals that you have in mind, it’s important to also consider some financial goals, such as making sure that your home and vehicles have enough […]

The winter holidays are supposed to be a time of fun, family, and friendship. But what happens when something goes wrong? For example, you’re holding a large dinner party and the oven catches fire, due to an overcooked turkey, or your first-floor floods and takes out all of your wrapped presents and decor? What if […]

This time of year, everyone wants to give thanks to those who have helped them throughout the year. For insurance companies (and other businesses too, for the record), this means thanking those loyal customers. So, how can you show your genuine appreciation for your customers? Here are a number of useful ideas that will make […]

Hurricane season can be bad for business for any number of reasons. Not only can high winds and flood waters damage your building, but you could also face a lack of business due to the weather. Look at it this way: if your business is based off of tourism, then there’s nothing like a hurricane […]

Tropical storms and their stronger counterparts, hurricanes, do more than just bring heavy winds to the shores of storm-prone areas. They also cause storm surges, flooding, and a number of other issues that can lead to the destruction of your home and its contents. What can you do to ensure that your belongings are properly […]

When you’re shopping around for auto insurance or home insurance, one of the decisions that you’re going to have to make involves your deductible. As you play with the coverage numbers on your screen, moving your deductible up and down, you’ll notice that your overall insurance premium changes as well. Why do deductibles matter? And […]

Business insurance is something to take seriously. The various options are designed to protect your business should anything happen to your building, warehouse, employees, and more. In order to ensure that you have the right coverage, you’ll need to ask your insurance agent a number of questions. Unsure what you may need to protect your […]