Author Archives: Spivey Blog

Whether your company builds new houses or renovates existing ones, you need to have a builder’s risk insurance policy in place. This insurance covers a number of important things that you might otherwise have to pay for out of pocket. Without a builder’s risk policy in place, one simple mistake could result in you paying […]

If you run a small business, then you already know the importance of having the right insurance policies. You need to have coverage on your property and building, any company vehicles, and if you live in an area prone to hurricanes or flooding, the related policies that provide that just-in-case coverage. However, there’s one insurance […]

If you’ve been following the news, you’ve no doubt come across a headline or two about certain insurance companies refusing to provide coverage for specific vehicles in various states. Why did this happen? Why are some vehicles suddenly uninsurable, leaving their owners exposed to either paying very high premiums or finding alternative types of insurance? […]

There are many unforeseen events that can lead to needing to have your house rebuilt. It could catch fire, burning everything that’s inside. A tornado or hurricane can sweep through the area, turning the house to rubble. Flooding can also cause major damage. The real issue here isn’t how your house gets damaged so much […]

Choosing business insurance isn’t something that you do on a whim and a prayer. You shouldn’t hop online or go to your nearest insurance agency and buy the first policy that you come across. This can lead to issues, such as not having adequate coverage or even the right types of coverage. There are many […]

No matter the size of your company, you need small business insurance. Designed to protect companies in a number of different ways, these policies can be the difference between a thriving business and one that ends up in major financial trouble due to a number of unforeseen and unfortunate circumstances. How can you be sure […]

After an auto accident or other damage to your vehicle, you usually have the choice of filing a claim with your insurance company or paying to repair the damage out of pocket on your own. While the choice is yours, no matter what happened, there are some circumstances where one option is better than the […]

When you have a personal vehicle that you also use for business purposes, you’re essentially blurring the line. Sure, you can keep going with your personal auto insurance policy, but what happens if you get into an accident while hauling around items for your business? Or your vehicle is stolen with business supplies inside? Clearly, […]

When it comes to insurance, most people only consider the main types. There’s car insurance, home insurance, business insurance, umbrella insurance, and a few others that top the list. However, there are many other things that you can insure, from pets to the collections that line the walls to your house. Wondering what valuables you […]

With the cost of everything rising, it makes sense for businesses to do what they can in order to reduce their overall expenses. While a number of things, from materials to labor, are necessary expenses, there are some that can be adjusted and potentially reduced. Your business insurance costs may be one of them. Obviously, […]

There are plenty of ways to start the New Year off on the proverbial right foot. One of them consists of making your home safer, while decreasing your insurance costs a bit at the same time. How can this be done? Thanks to technology, you have plenty of home security and safety options. Consider implementing […]

Business owners know that they need to have some basic policies in place, such as liability insurance, business insurance, and even coverage in case of a loss of business for any particular reason. However, as the calendar year shifts into 2023, it’s clear that the ways that businesses operate and insure themselves have changed. How […]