Author Archives: spivey

An insurance policy is designed to cover and protect everything in your home or apartment, right? Unfortunately, unbeknownst to many, the answer to that question is: no. There are policy limits on everything from renters insurance to homeowners insurance and business insurance, so if you have expensive items in your home or building, and something […]

Running a business is complicated, as it requires keeping track of many different things, from employee salaries and benefits to the goods and services that you offer. While general liability insurance can help to protect your business, it’s not quite enough to cover all of those complicated departments, products, and more. This is why businesses […]

Understandably, umbrella insurance is something a lot of people misunderstand. If you have auto insurance and homeowners insurance, you don’t need an umbrella insurance policy, right? Wrong! Sometimes an accident can be so bad that it will quickly overcome the liability limits of your standard insurance policies and leave you in the dark. Umbrella insurance […]

Sometimes, accidents happen on the job. But when they do, you need to have good workers in place, excellent protocols, and financial protection. Of course, the safety of your employees should be your first concern: these are people who have families to take care of. However, you do as well, so you need to think […]

Most people in the US carry homeowner’s insurance because it helps protect you against unforeseen problems. Being caught without it could literally turn into someone’s worst nightmare. Additionally, mortgage lenders typically require home insurance when individuals apply to get a loan, and it is often one of the first things people consider when they decide […]

Are you sure you don’t need a commercial auto policy? You may want to think long and hard about that one. Many people here in North Carolina think they don’t need a commercial auto policy when in reality, they are flirting with danger. Luckily, there are some easy ways to determine if you need a […]

Since 2010, small businesses have been increasing all across America. People prefer to shop at a small business rather than a large, chain box stores because they know they are benefiting the community. You may be passionate about an idea that you are looking to turn into a business someday. Well, that idea of “someday” […]

Almost every time you have a doctor visit, your doctor reminds you to drink the recommended 64 ounces of water each day. Drinking water keeps you hydrated, helps you maintain or lose weight, and keeps your body healthy from diseases. Did you also know that drinking water could prevent a heart attack? According to a […]

It isn’t uncommon for many young adults to decide to rent a property before saving up to buy one. Renting a home, apartment, and town home is different than investing in buying, so you have to insure your property differently too. Many believe that your landlord provides renters insurance and that is true to a […]

This time of year many people are setting New Year resolutions. Why do people do this? Because they believe it will make them feel good by accomplishing something. But you know what else feels good? Knowing that you have the correct insurance coverage no matter what happens in 2017. Spivey Insurance Group is here with […]

The New Year is all about resolutions. Some people make resolutions to loose weight or get track of their finances, but this year choose something that benefits you all year long. The New Year is a good time to stay up-to-date with an annual insurance policy review. Be honest with yourself, how often do you […]