09 May What does your Homeowner’s Policy Include?

How do you find the best homeowner’s insurance for you? Here are some great tips when considering purchasing a homeowners insurance policy.

Essentially a home insurance is a package policy that provides financial protection for your home and personal property inside. The policy also protects the homeowner and their family for being liable. There are a number of things homeowners insurance will not cover. Some are obvious and some aren’t so obvious. The two most important to take note of are earthquakes and floods. Both of this events are common in some areas and have insurance products designed specifically for each one. Homeowner’s insurance exclusions also differ between companies and from state to state.

A standard North Carolina home insurance policy will generally include coverage for:
• The physical dwelling
• Certain detached structures like sheds and garages
• Your personal property
• Liability coverage to defend you against lawsuits

When it comes to protecting your home, look to a trusted coverage source in your community. We work with 30+ of the nation’s finest insurance companies so can find the right coverage for your unique situation. We invite you to find out why so many of your neighbors are referring us to their friends and colleagues. If you have questions about our North Carolina homeowner’s insurance options, feel free to give us a call at 704-821-4460 or stop by our office. Make sure you stay connected with us on Twitter, Facebook, Instagram, Pintrest, and Google Plus.