27 Dec INSURANCE ANNUAL RENEWALS IT’S NOT JUST ABOUT THE PREMIUMS

As we close out 2012 and begin planning for 2013, take this time to review your insurance and discuss any future plans with your insurance agent. We like to explain to our clients that annual insurance renewals aren’t just about the premium dollars. An annual review is a time to look over your whole insurance situation. Coverages, as well as, money.

CHANGES THE PAST YEAR: NEW RISK

If you have had any changes in your personal or business over the last twelve months; this should be addressed. Some changes will reflect a change in your insurance coverage. For example, if you have added any upgrades to your house, added a new vehicle or new driver, if you own a business and have added new employees, all these changes and more will affect the level of coverages required for you to be properly insured.
When it comes to annual insurance renewals, you should make note of any changes and write them down to discuss at your annual review with your agent.

Spivey Insurance Group can offer advise to you in selecting the right coverages you will need to be correctly insured. Which means finding the right balance in annual insurance coverages.

Don’t let your annual insurance renewals become about the bottom line. When it comes to insurance, you need to remember that it’s about far more than money, it’s about protecting you and what means the most to you. 

Call Spivey Insurance Group 704.821.4460 or 877.318.5951 we would be honored to look over your policy and discuss your insurance needs with you. It’s what we do!