North Carolina Electrical Insurance Your Company Needs

Being an electrician can be a risky job. If you are a small business electrician call Spivey Insurance. We can talk through and discuss which policies will fit your small business the best. Electrician insurance can protect from liability caused by injuries and property damage. Here are some basic coverage’s that helps electrical contracting businesses like yours typically need.

General liability Insurance. This type of policy is a fundamental part of electrician insurance. It can provide protection against lawsuits and other financial liabilities that result from things like accidents or other mishaps.

Business Owner’s Policy. This policy can provide additional protection including property, loss of income, identity theft coverage and many more. Because it helps protect your business in much the same way that a homeowner’s policy protects your home.

Workers’ compensation. Workers’ comp provides benefits to your employees for work-related injuries or illnesses. And depending on the state you do business in, it could include medical care, wages from lost work time, rehab, disability benefits and survivor or death benefits. Without it, you may be held personally liable for the cost of your employees’ medical care for a work-related injury.

Spivey Insurance Group can help you combine some of the coverage you need and save you money at the same time. By combining the coverage’s listed above your company can save money as well be protected. Sometimes you need extra coverage’s for your business that we can provide as well. Here are some extra coverage’s that will give you that extra protection:

• Business Income Coverage
• Data Breach Coverage
• Contractor’s Equipment Coverage
• Contractor’s Tools Coverage
• Waiver of Subrogation

When it comes to protecting your business, look to a trusted coverage source in your community. We work with 30+ of the nation’s finest insurance companies so can find the right coverage for your unique situation. We invite you to find out why so many of your neighbors are referring us to their friends and colleagues. If you have questions about our small business Electrical insurance options, feel free to give us a call at 704-821-4460 or stop by our office. Stay connected with us on Twitter, Facebook, Instagram, Pintrest, and Google Plus.

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