16 Feb What Is An Umbrella Policy And How To Protect Your Charlotte Area Business

Did you know there is an actual Umbrella Day?

This is in honor of one of the world’s most invaluable inventions. On a rainy, day we are sure glad to have the protection from the rain, just like Umbrella Insurance offers you….the protection from lawsuits.

So just what is Umbrella Insurance?

Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you to stand under. 

Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. 

Basically, Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc. 

This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected. 

If you are a Charlotte area business owner, it’s very important to protect yourself and your business with liability insurance. This type of insurance is very affordable. 

We can help you determine just what coverage will protect you and your family. 

Give Spivey Insurance Group a call at 704.821.4460.