The Importance of Uninsured / Under-Insured Motorist Coverage

Buying car insurance can be a bit tricky when you don’t know what all of the terms mean. What is uninsured and under-insured motorist coverage? Do you need it? The short answer to that second question is: yes, you do need to at least have uninsured motorist coverage. This type of insurance is crucial. Under-insured […]

5 Reasons Why a BOP Isn’t Enough

Most business owners are probably already familiar with the term BOP. For those who aren’t, this is an acronym for Business Owner’s Policy, a cluster of insurance policies that are designed to help business owners by providing them with the basic protections that they need. A BOP typically includes property insurance, which covers your building, […]

The Importance of Cyber Liability Insurance

Out of all of the types of insurance that company’s need, cyber liability insurance is one of the least understood. However, it’s also one of the most important, thanks to the rise in hacking incidents, particularly those that target online businesses that sell goods and services. In case your company’s website is hacked, leaving the […]

Does Your Auto Insurance Policy Cover Off-Roading?

Some vehicles, like Jeeps or other 4x4s, are designed for going off the beaten path. Some people take off-roading to an extreme, heading down dirt roads that have been purposefully filled with obstacles that were meant to be driven over. There are entire clubs and groups dedicated to off-roading. But what happens if you’re in […]

4 Types of Insurance (Almost) Every Landscaper Needs

Landscaping is a tough job. Not only does it consist of a lot of physical labor, but there are a number of tools and pieces of equipment needed in order to get the job done. Those who run landscaping companies understand the importance of having the right insurance protection. With so many different moving pieces, […]

Protecting Your Big Day: 5 Reasons You Need Wedding Insurance

Your wedding day is supposed to be the most perfect day of your life. The sun should be shining, your venue needs to be decorated beautifully, and everything should go just as planned. However, this isn’t always the case. Unfortunately, things can go wrong, fairly quickly, as you can’t control Mother Nature, your vendor’s businesses, […]

If Someone Slips on The Ice in Front of Your Home or Business, Can You Be Held Liable?

Icy, snow-covered sidewalks are prevalent this time of year. Because of this, some cities and housing associations have regulations in place stating that the sidewalks in front of all houses and other buildings need to be kept clear of snow, in order to make walking easier. The issue with this is that removing the snow […]

How Much Does a Traffic Violation Impact Your Auto Insurance Rates?

Everyone wants to save money on their auto insurance, but what happens when you get into an accident or are caught speeding and have a pricey ticket to prove it? Will your rates go up? The short answer is yes. However, the truth is much more complicated than that. The severity of the traffic violation, […]

5 Reasons Why Your Business Needs Cyber Liability Insurance in 2022

It seems like every day there are more internet threats popping up, right and left. Hackers disrupt entire websites, leaving people unable to shop. They attack whole networks, knocking thousands of sites offline for hours or days. Some have even started holding certain networks hostage, refusing to release them from their code-based grasp unless a […]

Home Insurance vs Home Warranties – What’s The Difference?

Buying a new home requires a lot of paperwork and decision-making. Two of the many things to consider getting in order to protect yourself are home insurance and home warranties. Both are quite different and provide varying types of coverage. There are situations where a homeowner may need both of them, although it helps to […]