Can Dog Bites Increase My Insurance?

For many of us, we consider our pet to be another member of the family. In many cases, we need them just as much as they need us. Owning a dog can bring a great deal of joy and pleasure to everyone in the family, until something goes wrong. For instance, you have guests over one day for a cookout and your sweet innocent dog viciously bites a guest. Dog owners need to be reminded to take preventative measures to protect themselves from a potentially damaging financial situation. Rising medical costs and legal fees can quickly add up. In most cases, dog owners are covered some extent by their homeowners policy for canine-inflicted bites. Some breeds dog pose a greater threat than others. Check with your insurance agent to ensure that you have an adequate amount of coverage in case an accident like this were to happen. One solution to this problem would be to add an umbrella policy. Umbrella policies provide extra coverage when your regular insurance policy is maxed out. Basically, umbrella insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies. Umbrella insurance can provide extra financial coverage for policies such as your homeowner’s insurance, car insurance, etc. Don’t take the chance and insure yourself today. Let Spivey Insurance Group take care of all your insurance needs. Give us a call today at 704-861-4460 or visit us on the web.

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