Being self-employed is great and comes with many benefits. You’re in charge of your career, instead of a boss or the higher ups at another company. You can pick and choose your clients, decide how much to charge, and even which hours you wish to work. With that said, there’s always a downside. Being self-employed...
Summer is one of the best and most relaxing times of the year. Between the warm weather, free time to spend in the pool, and plenty of foods to barbecue, it’s no wonder that people look forward to the season. However, in order to fully enjoy your summer, you need to be safe. There are...
Out of all of the types of insurance that company’s need, cyber liability insurance is one of the least understood. However, it’s also one of the most important, thanks to the rise in hacking incidents, particularly those that target online businesses that sell goods and services. In case your company’s website is hacked, leaving the...
Some vehicles, like Jeeps or other 4x4s, are designed for going off the beaten path. Some people take off-roading to an extreme, heading down dirt roads that have been purposefully filled with obstacles that were meant to be driven over. There are entire clubs and groups dedicated to off-roading. But what happens if you’re in...
Landscaping is a tough job. Not only does it consist of a lot of physical labor, but there are a number of tools and pieces of equipment needed in order to get the job done. Those who run landscaping companies understand the importance of having the right insurance protection. With so many different moving pieces,...
Your wedding day is supposed to be the most perfect day of your life. The sun should be shining, your venue needs to be decorated beautifully, and everything should go just as planned. However, this isn’t always the case. Unfortunately, things can go wrong, fairly quickly, as you can’t control Mother Nature, your vendor’s businesses,...
Contractors need many different types of insurance, simply to protect themselves, their workers, and even their clients while on the job. However, insuring their tools can be something that simply slips their minds. This is problematic because those tools are not only expensive, and in some cases, irreplaceable custom items, but also because they are...
When you look over your car insurance policy, you’ll probably notice something called Personal Injury Protection coverage. This is also known as No-fault Insurance Coverage. Most U.S. states require that drivers have this as a part of their overall automobile policy, which means that in order to be fully insured, this needs to be included....
Icy, snow-covered sidewalks are prevalent this time of year. Because of this, some cities and housing associations have regulations in place stating that the sidewalks in front of all houses and other buildings need to be kept clear of snow, in order to make walking easier. The issue with this is that removing the snow...
Everyone wants to save money on their auto insurance, but what happens when you get into an accident or are caught speeding and have a pricey ticket to prove it? Will your rates go up? The short answer is yes. However, the truth is much more complicated than that. The severity of the traffic violation,...
It seems like every day there are more internet threats popping up, right and left. Hackers disrupt entire websites, leaving people unable to shop. They attack whole networks, knocking thousands of sites offline for hours or days. Some have even started holding certain networks hostage, refusing to release them from their code-based grasp unless a...
Buying a new home requires a lot of paperwork and decision-making. Two of the many things to consider getting in order to protect yourself are home insurance and home warranties. Both are quite different and provide varying types of coverage. There are situations where a homeowner may need both of them, although it helps to...
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