Charlotte Restaurant Insurance ~ 5 Coverages You Must Consider

Here at Spivey Insurance we can offer offer general and specialized restaurant liability insurance. 

We are proud that we can offer a restaurant insurance package specialized to suit your needs. 
Based on our experience, we consider the 5 listed coverages as our Top 5 Restaurant Insurance Coverages: 

Property Insurance: Protects your property in case of fire or other events. It may not cover natural disasters, such as floods or earthquakes. If you have any kind of mortgage on your business and/or equipment, then you should carry a property insurance policy. 

General Liability: This policy protects you in the event someone slips and falls in your restaurant, gets sick after eating there (whether it was your fault or not). This is a must have in today’s sometime sue-happy world. 

Liquor Liability: Most states require that any establishment holding a liquor license carry liquor liability as part of their insurance. It helps protect you if a customer has too much to drink and drives and hurts themselves or someone else. 

Workers Compensation: Protects you if an employee is hurt at work. Most states require that all employers carry some type of workers comp. 

Food Contamination: This protects you If you lose power, because of fallen power lines or a storm, and the entire contents of your freezer spoil. This policy would pay to replace the food you lost. 

Granted, you can buy insurance for anything these days. It can be overwhelming. 

We want to be your trusted adviser for such matters.
Check out our short video in our Charlotte Restaurant video series below.

If you would like to watch our video on our YouTube page, click here, Top 5 Coverages For Charlotte Restaurant Insurance

We understand that restaurant work is hard. Running any small or large business is hard. Put your insurance worries in our capable hands. 
We’ll make sure you are financially protected with the proper insurance for your restaurant. 
We have professional commercial account agents that specialize in restaurants and food service businesses that will partner with you to make sure you have everything you need. 
Our goal is for you to get back to doing what you enjoy, which is managing your restaurant business, let us worry about the insurance requirements. 
Call us today or visit our Charlotte Restaurant Insurance page. 
One thing for sure is we are here to help with your business insurance in Monroe, Charlotte, Matthews, Mint Hill, Waxhaw, Stallings or the entire state of North Carolina. 
Give us a call at 704-821-4460 for a free sit down consultation and find out why so many business owners choose Spivey Insurance for all their business insurance needs.


View this short message from Chris Spivey to you.

CLICK HERE NOW To Ask Chris Any Question Or Get A Free Quote For Restaurant Insurance in the Charlotte Area

No Comments

Sorry, the comment form is closed at this time.