Do You Need To Buy An Additional Car Rental Insurance Policy?

The question is, “do you need to buy a separate car rental insurance policy when you rent a vehicle?” 

At Spivey Insurance that is a question we get quite a few calls about. Most people are confused that if they already have car insurance on their personal vehicle, do they need extra coverage for a rental or are they already insured.

The short answer is yes, but there are some conditions that you need to be aware of. 

You are covered for insurance on your rental car up to the blue book value of the car you are renting. You also must have physical damage coverage on your existing policy. 

The bottom line is that you don’t have to pay those high prices for an extra insurance policy that you most likely do not need. 

We understand that you may have additional questions regarding car rental insurance and that’s what we are here for.

Call our office at 704-821-4460 and we will be happy to help you with any of your insurance questions or needs.  

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