Motorcycle Insurance: Do you have Enough Coverage?

With the warm weather we’ve had in the Carolina’s it makes the perfect time to jump on the motorcycle and go riding. Riding a motorcycle can be a lot of fun, but the right precautions need to be taken in order to have the safest ride possible. Before you hit the road to cruise on your bike, give your bike a quick inspection. Here are some things you need to consider before getting on your bike:

  • Check the oil and fuel levels
  • Position mirrors correctly
  • Check the cables

Here are just some motorcycle facts:

  • Motorcycle related deaths increased by 55% in the past decade
  • 4,500 people died in motorcycle accidents in 2010 alone
  • Motorcycle injuries and deaths cost about $12 billion annually

Riding a motorcycle can be a huge adrenaline rush, but that doesn’t give the driver a pass to disobey the laws of the road. Always wear a helmet. Some states don’t require the drivers or passengers to wear a helmet, but in case of an accident it is best to be prepared. Know your bike’s limit. It can be easy to get carried away, but always obey the speed limit. Use your turn signals appropriately. Let other drivers know that you are changing lanes and turning. Be respectful of other drivers and avoid weaving in and out of traffic. Every driver of a motor vehicle needs to be on the lookout for motorcyclists. Often times it can be hard to see them so be sure to check your blind spots. There are many risks when driving and operating a motorcycle.

You can’t prevent an accident from happening, but you can be prepared. Some of the important measures that can make a difference include taking a motorcycle safety course, wearing protective gear, and making sure you have adequate motorcycle insurance. Each state has different requirements so make sure to do research on the different areas you will be riding your bike.


It is very important to have motorcycle insurance when owning a bike. Insurance rates can vary from local companies to national ones because policies and laws differ in each state. Typically, liability, medical, collision and comprehensive coverage are the aspects of protection that are required for your motorcycle. To learn more about motorcycle insurance visit us on the web or call our office today at 704-821-4460. Make sure you stay connected with us on TwitterFacebookInstagramPinterest, and Google Plus.

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