Running a business is complicated, as it requires keeping track of many different things, from employee salaries and benefits to the goods and services that you offer. While general liability insurance can help to protect your business, it’s not quite enough to cover all of those complicated departments, products, and more. This is why businesses...
Understandably, umbrella insurance is something a lot of people misunderstand. If you have auto insurance and homeowners insurance, you don’t need an umbrella insurance policy, right? Wrong! Sometimes an accident can be so bad that it will quickly overcome the liability limits of your standard insurance policies and leave you in the dark. Umbrella insurance...
Sometimes, accidents happen on the job. But when they do, you need to have good workers in place, excellent protocols, and financial protection. Of course, the safety of your employees should be your first concern: these are people who have families to take care of. However, you do as well, so you need to think...
Most people in the US carry homeowner’s insurance because it helps protect you against unforeseen problems. Being caught without it could literally turn into someone’s worst nightmare. Additionally, mortgage lenders typically require home insurance when individuals apply to get a loan, and it is often one of the first things people consider when they decide...
Are you sure you don’t need a commercial auto policy? You may want to think long and hard about that one. Many people here in North Carolina think they don’t need a commercial auto policy when in reality, they are flirting with danger. Luckily, there are some easy ways to determine if you need a...
Halloween is approaching fast. The best part of Halloween are the Costumes, or it may be candy depending on who you ask. Here are some fun ideas for Halloween Costumes this year! Animals It can be a Dinosaur, Dog, Cat, Bird, Dolphin, Bat, Ant, Bear, Lion, Octopus, Starfish Etc. The fun thing about animals is...
Whether you’re providing a ridesharing or delivery service, Spivey’s here to make sure you’re fully covered while you’re waiting on a fare, in the middle of a trip, or heading home. If your vehicle is used to help you make money, or it is registered as a commercial vehicle, then you absolutely need to investigate...
We have a few questions that we asked our new employee Abigail to get to know her! Q: If you could describe yourself in one word, what would it be & why? A: “Loyal” I am always there for my family and friends. Q: Recently Binged TV Series: A: My husband Zach and I...
Fall time is here. It is crazy how fast this year has gone by. Fall time Is a great time to start new projects. Kids are finally back in school, and you need something new to start. Here are a few ideas for easy home improvements for your home. Kitchen Kitchen is the most important...
This has been a hectic, to say the least, time for our military. Our officers have had to make extremely tough decisions over the past couple weeks. Especially with 9/11 coming up, supporting our military is an Americans duty to our country and prosperity. We all need to pull together to help and serve them...
Having Kids can be STRESSFUL. We know that as your kid gets older, they kind of do what they want, or what others are doing around them. It is very important to teach your kid safety tips at a younger age when they are starting school. Here are a few tips that every kid should...
It’s getting to that time of the year again… Football season, Fall, and School! Now a common question that our agency gets is “Does My College Student Need Renters Insurance for their Apartment Off Campus?” The answer is YES. Whether they live in a apartment, townhome, or house they will need their own renters insurance...
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