Everytime you rent a car you get asked by the agent, "Do you want to purchase the optional coverages?" The question is should you sacrifice the extra money for the coverage, or should you pass on something that might be totally unnecessary? And are the coverages worth it? These are all valid questions, so read...
On this day in 1777, during a desperate war for American independence, the delegates to the Second Continental Congress in Philadelphia adopted the "Stars and Stripes" as the official flag of the newly emerging American nation. According to resolution: "White signifies Purity and Innocence; Red, Hardiness and Valor; and Blue, Vigilance, Perseverance and Justice." For the...
It’s impossible to live forever, but most of us delay the unavoidable as long as possible. Walter Breuning, a retired railroad worker from Great Falls, Montana succeeded at this better than most by living to be 114 years old. Breuning recently died of natural causes; he beat the average age of time of death in...
Did you know that heat causes more fatilities per year than floods, tornadoes, lightning, and hurricanes combined? Based on a 10-year average from 1994-2003, heat killed an average of 237 people each year. By contrast, floods killed 84; tornadoes, 58; lightning, 63; and hurricanes, 18. Heat waves can be extremely devastating to the area they...
Yesterday marked the first day of what is expected to be a more active than usual hurricane season. Lasting until November 30th, the National Oceanic and Atmospheric Administrative believes this season will see 12 to 18 named storms with six to 10 becoming hurricanes, and three to six of those major hurricanes. According to forecasters, there...
With every family summer vacation and trip to the beach, it's smart to consider your insurance needs ahead of time. Risk is everywhere when traveling, therefore it is best to plan ahead and consider your options before you depart. But what insurance should you purchase? That depends completely on your plans. For example, if you are...
On Tuesday May 17th, a tragic accident occured in Waxhaw, NC killing a 14-year old boy. This loss is serving as the final straw for the Waxhaw community; now they're looking for changes. Alexander Pappa, 17, and his brother, Paulo Pappa, were leaving Cutherbertson High School that Tuesday afternoon when Alexander Pappa lost control of his...
With Memorial Day Weekend coming up, people all over the country will be traveling. Whether it be to the beach or to see family, the roads are going to be packed and people are getting ready for a family fun road trip. However, that also means it’s time to start thinking about the dangers of...
With Memorial Day right around the corner, it means summer is here and boating season is underway! For those who pine for the open sea, there's nothing that compares to a day out on the water. However, boating can be a pricey hobby...even canoes can be costly. Also, depending on what type of boat you...
There are few things in life that are riskier than launching and running your own small business. With the amount of time and money put into the business, it’s neglectful to extend the financial risk by not insuring your business. In order to preserve those long hours and help you sleep better at night, it...
With the Mississippi River at record levels and all of the actions taken to try to control the flooding, everyone has the dangers of a flood on the mind. In Memphis, TN the river crested at almost 48 feet, which is 16 feet above flood level and close to the record 48.7 feet from 1937. The latest...
With Mothers' Day around the corner, it's the time of year where everyone starts thinking about all of the things their mother did or still does for them. From patching up "boo boos," to chauffering you around your whole entire childhood, a mother essentially works all kinds of jobs. But with everything they do, how much is...
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