Author Archives: Spivey Blog

Tropical storms and their stronger counterparts, hurricanes, do more than just bring heavy winds to the shores of storm-prone areas. They also cause storm surges, flooding, and a number of other issues that can lead to the destruction of your home and its contents. What can you do to ensure that your belongings are properly […]

When you’re shopping around for auto insurance or home insurance, one of the decisions that you’re going to have to make involves your deductible. As you play with the coverage numbers on your screen, moving your deductible up and down, you’ll notice that your overall insurance premium changes as well. Why do deductibles matter? And […]

Business insurance is something to take seriously. The various options are designed to protect your business should anything happen to your building, warehouse, employees, and more. In order to ensure that you have the right coverage, you’ll need to ask your insurance agent a number of questions. Unsure what you may need to protect your […]

Most businesses have some type of equipment that they need to get the job done. Landscapers need lawn mowers and leaf blowers. Accountants need computers and printers. Asphalt companies need melters and sealcoaters. Without these items, the company wouldn’t be able to fulfill its clients’ needs. But what happens when these pieces of equipment break […]

Whether you’re switching your insurance company or just looking at different quotes from the same one, you’ll need to compare them. Since not all insurance quotes (or even insurance coverages) are created equal, there’s a strategic process to this that should be followed to ensure that you’re choosing the best possible policy for your needs […]

Contractors need many different types of insurance, simply to protect themselves, their workers, and even their clients while on the job. However, insuring their tools can be something that simply slips their minds. This is problematic because those tools are not only expensive, and in some cases, irreplaceable custom items, but also because they are […]

When you look over your car insurance policy, you’ll probably notice something called Personal Injury Protection coverage. This is also known as No-fault Insurance Coverage. Most U.S. states require that drivers have this as a part of their overall automobile policy, which means that in order to be fully insured, this needs to be included. […]