21 Mar Charlotte Life Insurance
Life Happens. Get a Life Insurance Policy to protect those that care for you.
Its true, something’s happen that are out of our control. Life Insurance is an attempt to help those who care for you as well as people you care for if something were to happen. North Carolina Life Insurance Policies are great to have for you and your family.
To better understand Life Insurance, first understand that each policy is different. There are two main forms of Life Insurance. They are explained below.
1) Term Life Insurance – simple, affordable coverage for a set period, typically 10 to 30 years. These policies aren’t renewable and are a great alternative to whole life insurance if you have health complications.
2) Whole Life Insurance – offers coverage for your lifetime with the potential to build equity in the form of cash value and options for more flexibility. Some policies can be elastic, offering a set coverage now and having the option to increase the amount of coverage later under the same policy.
Life Insurance is confusing to understand. It’s frightening to think about the future and what it may hold when talking about Life Insurance. The terms, exclusions, policy limitations etc. can be overwhelming. Our licensed agents can inform and educate you on the best Life Insurance policy that will benefit you and your family.