What does my Homeowner Policy Cover with Weather Related Issues?

North Carolina weather has been crazy, experiencing a snowstorm to waking up to a thunder and lightening storm.

Our homes are being exposed to harsh elements, especially with the different weather changes. Most homes may not show damage during these months of season changing, but its possible that severe damage may occur.

You can’t stop the ridiculous weather, but you can prepare yourself by having a quality Homeowners Insurance Policy.

A North Carolina homeowner’s policy can include many things, but the basic coverage’s are listed below:

·The physical structure of your home

·Replacement cost

·Personal possessions

·Additional living expense (in the event of covered loss or a natural disaster)


You can also choose to add different features to cover on your policy. Things that

you may not even associate with a homeowners policy can be protected. Check

them out below!

·Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)

·Flood Insurance policies

·Earthquake insurance policies

·Umbrella Insurance policies (additional liability)

·Animal Liability (liability issues due to household pets)

Charlotte is going to experience more weather swings as we near April and May. Protect the home that protects you!

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704-821-4460 or 877-318-5951




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