04 Mar Why Workers Compensation Is Important

Getting injured while at work is a hassle to deal with both physical and mentally. The second the injury happens, so many questions can start running through your mind. Will my employer pay for my medical treatment? How long will I be injured? How much of the injury is going to come out of my pocket? If you are a business owner, it is essential to have your employees know you worker compensation policy in case of an injury occurring at work. What exactly is workers compensation? According to the National Academy of Social Insurance, workers compensation provides medical case, rehabilitation, and cash benefits for employees who are injured on the job.
In North Carolina, it is a state law that a business must maintain workers compensation if the business employees three of more employees. In South Carolina, the law is four employees. As a local business ourselves, Spivey Insurance Group knows that it takes time to design a workers compensation policy for your business. Workers compensation is vital because it benefits your employees with medical bills and replacement income in case of an absence from work. If you want to take care of your business by first taking care of your employees, make sure that your employees are covered with workers compensation.
By contacting one of our insurance professionals at Spivey Insurance Group we can find a plan that is perfect for not only your business, but also your employees. If you would like to learn more about workers compensation, give us a call at 704-821-4460. Share you businesses with us on our many social media sites: Facebook, Twitter, Pinterest, and Google Plus.