Does Renters Insurance Cover my Personal Items? If I were to lose all my personal items in case of disaster at my rental home or Apt, am I protected? The answer is yes. Spivey Insurance has been writing rental insurance policies since the 1980’s and we have a ton of experience. Renters insurance is a...
Life insurance is something that can be valuable at any age. It is not something just for people with dangerous jobs or people who have retired. Life insurance can provide you with several benefits throughout your life. Protect Your Family and Friends One of the first benefits is that you will be protecting your family...
Many Americans end the summer by closing up their vacation home. Leaving a vacation home is a bittersweet feeling for most people. There are a number of things that have to be done in order to prepare your vacation. Below are some of the things that you will need to do before closing up your...
What should I choose for my auto policy? Liability, comprehensive/collision or both? Here’s a description of the coverages in very simple terms. We like to keep things simple here at The Spivey Insurance Group. So many companies try to make it confusing for their customers and we don’t deal that way. Liability only covers the...
Hit-and-run accidents happen and they are awful. You go into a store and come out to find that someone hit your car while it was parked, but they took off and there is no way to find out who is responsible. This may be one of the most angry moments of your life. On the...
Road trips in the summer time should be full of fun adventures. It’s highly suggested that drivers plan ahead of time lodging, fuel refills, rest stops and precise directions. When going on a long distance trip by car, it’s important to plan lodging well in advance. A hotel or inn should be selected somewhere halfway...
Choosing the Right Insurance Is Key If you are a landlord or a renter, you will want to ensure that you have the right type of insurance should something happen to go wrong. When a disaster strikes, you will want to make sure that you are armed with the right insurance. Landlords Need Rental Property...
Yes, we’ve all been there. Standing at the counter of a rental car place wanting to rent a car to get our vacation started or to get the heck out of dodge from all the chaos happening around an airport or busy populated area. You ask what they have available or you’ve already made reservations...
The Fourth of July is a time for gathering with family and friends and celebrating. Sometimes these celebrations take a frightening turn, however, when safety is neglected. One of the most common issues during this holiday is burn injuries, but that is not the only hazard. Have a safer Fourth of July by following these...
There are a number of considerations to bear in mind when improving the safety of a home, particularly with respect to elderly guests or residents. The physical and mental changes that occur over time can cause a previously-safe home to develop hazards that may not have been previously apparent. As in all homes, emergency preparedness...
Its no surprise that owning a home is expensive. Nor should it be a surprise that homeowner insurance premiums reflect the responsibility of owning a home. So, how do you keep costs down but still enjoy your home? Take precautions! Below are the 5 most common claims that are filed from homeowners. 1. Dog bites....
Many drivers fear being caught in a submerged car while driving. There are many myths and facts regarding what you should do in case of this emergency and it is important to develop a plan so that you are prepared should it happen to you. Myths The most widely accepted myth about the dangers of...
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