So, you have your home, cars, and other possessions completely covered by your insurance policies and you're probably thinking that you have all the coverage you could ever need…but you may be wrong! In a world where people sue over anything and everything, your primary insurance policies may not offer you the amount of coverage...
Did you know that on average, uninsured families can only afford to pay in full for approximately 12 percent of hospital stays they may experience? According to the Insurance Journal, nearly two million uninsured Americans are hospitalized each year resulting in about $73 billion of bills that are left unpaid annually. That number is then...
Source: Stay Smart, Stay Healthy
With the economy down, people are resorting more and more to insurance fraud as an easy and quick way to make some money. However, this means insurance companies are cracking down more and more. There is now a wide-established list of “red flags” (also known as “suspicious loss indicators”) that raise an insurer’s suspicion to...
Purchasing and owning a home is one of the biggest investments a person can make in their lifetime. In fact, a residence is often times the largest asset ever owned by a person. Therefore, the question begging to be asked is why would someone sacrifice on the amount of coverage they have just to save...
As August approaches its time to let the truth hit you, your son or daughter just graduated high school and now they’re about to leave home and enter college in little over a month. That’s a scary reality and I’m sure the first thought that enters your mind is where did the time go? It...
With the economy at a low and people searching for ways to save money and lower household bills, usage-based auto insurance (UBI) is the latest trend. If you don’t put many miles on your car or you are a low-income driver, the pay as you drive insurance movement could offer you great advantages. Starting in...
Why should you use an independent insurance agency like Spivey Insurance Group for all of your North Carolina insurance needs? Because nobody knows Charlotte insurance better than us! Every day we work with customers to find them the best and cheapest policies ranging from North Carolina life insurance to NC business insurance. Our helpful agents...
Most parents agree that a major goal in their life is to see their child attend and graduate from a good college in order to go on to be successful and happy with a great job. However, with how the economy is these days, college tuition for your kids is an extremely scary thought. And I...
Fear not anymore, there are some ways that you can save yourself money at the gas pump! If you’re like me, every time your low fuel light comes on, you’re cringing over the amount of money that is about to come out of your pocket. But by using the following money saving tips and advice,...
The 4th of July is a time for celebration of freedom and liberty! Every year, people all over the country celebrate America by using fireworks. As a known symbol of the 4th of July, fireworks have been used as a means of celebration for decades, ranging from backyard displays to city-sponsored spectacles. While they are...
As July fast approaches, we're beginning to really feel the heat of summer. Everyone knows what that means....it's pool time! A backyard swimming pool embraces the joys of summer and provides tons of fun, but it can also cause tragedy in just an instant. "Each year, roughly 300 children under age 5 drown in swimming...
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