How Does an Umbrella Policy Cover You?

There’s been lot of talk about umbrella policies recently and I’m sure you’ve heard that its great to have one. How beneficial is a umbrella policy to you and your family?

Allow us to set a very real and scary scene for you.

Your son or daughter has a friend that comes home with them to go swimming in your pool. As a concerned parent, you make sure that it’s ok with their parents before you send them out into the backyard to go have fun. Children will be children and unfortunately, your son or daughters friend gets hurt.

Now that you just had a panic attack because you’ve realized that scenario could happen, take a deep breath and let us inform you how an umbrella policy can help. Yes, you are still responsible for individuals getting hurt on your property but with the extended coverage that an umbrella can offer will help you with extensive costs.

An Umbrella Policy, in this case can offer protection for covered claims by others for personal injury or property damage caused by you, members of your family/household, or hazards on your property for which you are legally liability. This includes personal liability coverage for occurrences on or off your premises.

Ease your mind, call us today to learn how we can cover you incase of spring and summer accidents.

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704-821-4460 or 877-318-5951




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