What should I choose for my auto policy? Liability, comprehensive/collision or both? Here’s a description of the coverages in very simple terms. We like to keep things simple here at The Spivey Insurance Group. So many companies try to make it confusing for their customers and we don’t deal that way. Liability only covers the...
Hit-and-run accidents happen and they are awful. You go into a store and come out to find that someone hit your car while it was parked, but they took off and there is no way to find out who is responsible. This may be one of the most angry moments of your life. On the...
Road trips in the summer time should be full of fun adventures. It’s highly suggested that drivers plan ahead of time lodging, fuel refills, rest stops and precise directions. When going on a long distance trip by car, it’s important to plan lodging well in advance. A hotel or inn should be selected somewhere halfway...
Choosing the Right Insurance Is Key If you are a landlord or a renter, you will want to ensure that you have the right type of insurance should something happen to go wrong. When a disaster strikes, you will want to make sure that you are armed with the right insurance. Landlords Need Rental Property...
Yes, we’ve all been there. Standing at the counter of a rental car place wanting to rent a car to get our vacation started or to get the heck out of dodge from all the chaos happening around an airport or busy populated area. You ask what they have available or you’ve already made reservations...
The Fourth of July is a time for gathering with family and friends and celebrating. Sometimes these celebrations take a frightening turn, however, when safety is neglected. One of the most common issues during this holiday is burn injuries, but that is not the only hazard. Have a safer Fourth of July by following these...
There are a number of considerations to bear in mind when improving the safety of a home, particularly with respect to elderly guests or residents. The physical and mental changes that occur over time can cause a previously-safe home to develop hazards that may not have been previously apparent. As in all homes, emergency preparedness...
Its no surprise that owning a home is expensive. Nor should it be a surprise that homeowner insurance premiums reflect the responsibility of owning a home. So, how do you keep costs down but still enjoy your home? Take precautions! Below are the 5 most common claims that are filed from homeowners. 1. Dog bites....
Many drivers fear being caught in a submerged car while driving. There are many myths and facts regarding what you should do in case of this emergency and it is important to develop a plan so that you are prepared should it happen to you. Myths The most widely accepted myth about the dangers of...
Does your home in Charlotte, or the surrounding area need a complete “Honey Do” list done before summer is in? I’m sure if you answered no, you are prolonging the dreadful checklist that you can’t bring yourself to making out. While things have to be done around the home, it shouldn’t be a headache for...
There’s nothing more satisfying than a gorgeous and lush outdoor garden, but the task itself can be daunting. Follow these 5 simple tips for a beautiful and successful garden this summer than you can be proud of. Tip #1: Make and Use a Compost Incorporating a compost into your gardening routine is guaranteed to provide...
If you want to attract quality employees and ensure you have a workforce that cares about their performance, consider offering benefits. Employee benefits range from paid vacation days to health and retirement plans. While establishing a benefits package may be time-consuming and costly upfront, the long-term pros outweigh the cons. Attract and Maintain Quality Employees...
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