There are a number of considerations to bear in mind when improving the safety of a home, particularly with respect to elderly guests or residents. The physical and mental changes that occur over time can cause a previously-safe home to develop hazards that may not have been previously apparent. As in all homes, emergency preparedness...
Its no surprise that owning a home is expensive. Nor should it be a surprise that homeowner insurance premiums reflect the responsibility of owning a home. So, how do you keep costs down but still enjoy your home? Take precautions! Below are the 5 most common claims that are filed from homeowners. 1. Dog bites....
Many drivers fear being caught in a submerged car while driving. There are many myths and facts regarding what you should do in case of this emergency and it is important to develop a plan so that you are prepared should it happen to you. Myths The most widely accepted myth about the dangers of...
Does your home in Charlotte, or the surrounding area need a complete “Honey Do” list done before summer is in? I’m sure if you answered no, you are prolonging the dreadful checklist that you can’t bring yourself to making out. While things have to be done around the home, it shouldn’t be a headache for...
There’s nothing more satisfying than a gorgeous and lush outdoor garden, but the task itself can be daunting. Follow these 5 simple tips for a beautiful and successful garden this summer than you can be proud of. Tip #1: Make and Use a Compost Incorporating a compost into your gardening routine is guaranteed to provide...
If you want to attract quality employees and ensure you have a workforce that cares about their performance, consider offering benefits. Employee benefits range from paid vacation days to health and retirement plans. While establishing a benefits package may be time-consuming and costly upfront, the long-term pros outweigh the cons. Attract and Maintain Quality Employees...
Things are heating up in Charlotte. See what is offered around our area for us to enjoy! Below is our list of events that we think you need to know about! 1) Run for U 5K– Support public education in Union County and get a workout at the same time. Join the fun, Run for...
Automobile accidents happen! They can be scary and overwhelming but by knowing what to do during the time of crisis can help lessen the stress. There are many things that you should consider after an accident happens. First, make sure that everyone in your vehicle, including yourself are physically ok before moving or getting out...
There is no doubt that it can be quite difficult to try to figure out how much money a swimming pool can add to your homeowner’s insurance premium. Most homeowner’s insurance policies feature two different parts. This includes the liability coverage of homeowner’s insurance and the damage coverage. If you decide to buy a home...
Many of us experienced a large, powerful storm to start the Memorial Day weekend. Strong winds, rain and hail were reported with many cars, homes and valuables that bare the effects of the storm. Spivey Insurance Group will help you with your damages. Our agents know how to properly handle your claim to get what...
Purchasing life insurance for yourself or even for your spouse is a way to ensure your family is not left behind with debt in the event of an accident or death. Saving on life insurance before selecting your policy is possible with a bit of research along with various lifestyle changes that can help to...
Buying Life insurance is something that the elderly only buy, right? Wrong. Life Insurance is important to all ages, even if you are in college. That’s right. It’s true the sooner that you plan, buy and invest in a life policy the more it will benefit yourself as well as the ones you care about...
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