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Next stop on our back to the basics of insurance journey, business insurance! If you run a small business, it means you’ve probably put a lot of time and money into starting and keeping that business afloat. Therefore, North Carolina business insurance might be your best friend and you don’t even know it. The proper...

Every decision includes several different factors that need to be considered before it is made. What are the factors that you should consider when deciding if you need an umbrella policy? Charlotte, NC insurance umbrella coverage serves as protection for individuals who face the possibility of lawsuits or have valuable assets to protect.  Are you at risk? 

What if a fire were to occur destroying your home and everything inside? Would you be properly covered with the appropriate homeowners’ insurance policy? Home insurance protects your home, its contents and your other assets in the event of fires, theft, accidents or other catastrophes. Continue reading for the all of the fundamentals of Charlotte...

The minute you purchase your first car, continually searching for the best and cheapest auto insurance coverage becomes a reality. Since Charlotte insurance auto coverage is a fact of life, it is best to know as much about it as possible in order to make the most informed decision when choosing your policy. What kind...

Health insurance is an industry with a vast variety of options, meaning it’s impossible to pinpoint the exact best one. Instead, health insurance policies should be purchased according to each individual and their special circumstances. However, although the final decision on which type of policy is best for you and your family is ultimately yours,...

Do you think the proper liability insurance is an unnecessary extra for your business insurance policy? Read the following stories from AboutLawsuits.com and you might rethink that.

Recently a study done by a Washington-based research group looking into the need to update roads and bridges across the country found that South Carolina has the most dangerous rural roads in the nation. The research group (TRIP) found that South Carolina had 4.7 fatalities per 100 million rural miles driven in 2009. North Carolina...

Ten years ago from Sunday September 11th, approximately 3000 lives were lost to a horrible act of terrorism against the United States of America. September 11th, 2001 was a horrible day in American history that will never be forgotten, and we must always remember those that lost their lives in the unimaginable act. Not only...

Just eight months into 2011 and it has already become the costliest year for natural disasters in recorded history. In July, Munich Re (a global insurance company) estimated that the world had suffered $265 billion in economic losses, a total greater than the accumulated sum of damages experienced from all of 1982 through 1986! And...

In 1968, Congress created the National Flood Insurance Program (NFIP) in order to enable homeowners, renters and business owners to purchase insurance coverage in the event of a flood. It is believed by some that a homeowners’ insurance policy will offer coverage of flood damage, however that is an incorrect assumption. For protection against flood...

With the economy weak, Americans are searching for anyway possible to save some money. However, some are starting to take it too far by sacrificing on their health insurance. Charlotte NC doctors are starting to wonder if the money saving option of higher deductibles is resulting in a greater lack of the use of preventive...