Your general liability insurance covers you in the event that you are involved in an accident that results in significant injury or damage to property. However, there are some incidents where your policy will not protect you. 1) The Act Was Intentional In the event that an accident happened because you or anyone on your […]
Author Archives: spivey
North Carolina Homeowner Facts
Alright, we know you’ve heard the myths about insurance. But we want you to know your facts about your homeowners insurance. Here are the most common Homeowners Insurance myths… Myth #1: My medical expenses are covered in case of injury. The medical policy portion of your home insurance is to protect you if a guest […]
Spivey Insurance “Partner of the Week” Mike’s Tree Service
Mike’s Tree Service If you are in the Charlotte area and have limbs touching your home or landscaping that is making your home look terrible, we have the right men for you to do take care of the job. Mike’s Tree Service located out of Monroe, NC can help make your property and its trees […]
North Carolina Business Cyber Protection
The “Heartbleed Bug” that many IT business specialists warned us about has done a lot of damage. Even though there have been devastating results, many people haven’t checked to see if they were affected by the bug. 77 percent of businesses have not checked to see if their security systems were breached. While out of […]
Insurance Quiz Time… How Well Do You Know Your Insurance Policy?
How well do you know your insurance policies? Lets find out! I can get carried away singing along to a ZZ Top song. I tend to drive a little faster while jamming to the song and forget that traveling the speed limit is what I should be doing. About that time a bee comes into my car […]
Tips For Driving In Harsh Weather Conditions On the Road
As the saying goes, April showers bring May flowers. This in mind, as we near the middle of April the weather is going to be unpredictable during the next few weeks as the warm and cold air masses mix. You may be caught in a severe thunderstorm while on the road sometime soon. Below are […]
Protect Your Small Business From The Threat Of Lawsuits
Launching a business and getting it off the ground can be very exciting. It’s very important for a business to be protected from the threat of lawsuits. Here are five things you can do today to protect your small business. Hire a competent attorney during the startup stages. Your attorney should be knowledgeable about the […]
5 Surprising Things That Can Be Covered by Your Homeowners
Yes, a Homeowners Policy is made and is used to protect your home. Although, there is much more that is protected than just the physical structure of your home if you have the right policy. The right policy can cover things around your home and even those things that aren’t at your home, but you […]
Tips To Make Selling Your Home Less Stressful
Selling your home can impact the whole family. From telling the kids that they’re changing schools to making a budget for the move, you can feel the pressure in the midst of selling your home. There are some ways in which you can take the pressure off of the process of selling your home and […]
7 Premium-Busting Traffic Tickets You Need To Know About
Who likes paying high auto insurance premiums after paying for everything else that goes along with car ownership? Exactly… That’s what we thought. To help you avoid those high monthly premiums, we are going to tell you what the “7 unlucky no-nos” are and what kind of increases come along with them. 1. DUI: 93 […]
How Does an Umbrella Policy Cover You?
There’s been lot of talk about umbrella policies recently and I’m sure you’ve heard that its great to have one. How beneficial is a umbrella policy to you and your family? Allow us to set a very real and scary scene for you. Your son or daughter has a friend that comes home with them […]
The Happenings of Charlotte and Surrounding Areas – April 2014
Its time to snap out of those winter blues! What is there to do in Charlotte and surrounding areas in the Month of April? Glad you asked, we have created a list of events that may be of interest to you and your family. Hang on! It’s going to be an exciting month! 1) […]
